How To Transfer Money Between Banks Using Ussd Codes 

The banking sector in Nigeria has evolved over the years, The current major improvement is providing customers with banking services everywhere they go, or banking-at-your- palm as some of them call it. From mobile banking through mobile apps and USSD code, the Nigerian banking system has come a long way. In this article, we will look at Bank USSD codes, one of the many ways Nigerian banks want to bring accessibility to their customers.

What is USSD Banking and How Does It Work? 

Bank USSD codes are simply codes you enter in your phone to perform various transactions within your bank account. They offer hassle-free access and can be utilized 24 hours a day, seven days a week unless the server is down for some reason. With these codes, there’s no need to endure long queues and wait your turn; instead, you can efficiently and swiftly manage your banking tasks right from your mobile phone.

Transfer Code For All Banks In Nigeria

The table below includes different Nigerian Bank accounts and their respective shortcodes.

  • Access Bank ———-*901#
  • ALAT Bank ———-*945#
  • Ecobank—————-*326#
  • FCMB —————-*329#
  • Fidelity Bank ———-*770#
  • First Bank————-*894#
  • GTBank—————-*737#
  • Heritage Bank———–*745#
  • Keystone Bank———-*7111#
  • Polaris Bank ————*833#
  • Stanbic IBTC Bank ——-*909#
  • Sterling Bank————-*822#
  • UBA———————-*919#
  • Union Bank ————-*826#
  • Unity Bank ————-*7799#
  • Wema Bank ————-*945#
  • Zenith Bank ————-*966#

Here are the codes for some banks with more details;

Access Bank USSD Codes (*901#)
  • Airtime Top-Up for Self  – *901*Amount#
  • Airtime Top-Up for Others  – *901*Amount*Phone Number#
  • Deactivate Account  – *901*911#
  • Pay bills  – *901*3#
  • Transfer to Other banks – *901*2*Amount* Account Number#
  • Transfer to Access Account-*901*1*Amount* Account Number#
  • Check Balance – *901*00#
  • Account Opening/ PIN Change/Registration *901*0#
First Bank Transfer Code (*894)
  • To register your number – *894*0#
  • Airtime recharge – *894*Amount#
  • Airtime recharge of other numbers – *894*Amount*Phone Number
  • To check airtime – *894*00#
  • Mini statement – *894*Account Number#
GT Bank:

The 737 is one of those codes that is difficult to forget because of how it was publicized. A breakdown of some of its unique codes and their uses. 

  • Airtime Top-Up for Others – *737*Amount*Recipient’s number#
  • Airtime Top-Up for Self – *737*amount#
  • Check Account Number/Check Balance/BVN – *737*6*1#
  • Create PIN – *737*5#
  • Data Top-Up – *737*4#
  • Make Enquires – *737*6#
  • Reactivate Account  – *737*11#
  • Transfer to GTBank Account – *737*1*Amount*NUBAN Account Number#
  • Transfer to Other banks – *737*2*Amount*NUBAN Account Number#

Also read: What Is Bank Sort Code In Nigeria?

UBA USSD Code (*919#)
  • Airtime Top-Up for Others – *919* Phone number* Amount#
  • Airtime Top-Up for Self – *919*Amount#
  • ATM cardless withdrawal – *919*30*Amount#
  • Check balance – *919*00#
  • Load UBA Prepaid Card – *919*32#
  • Pay bills – *919*5#
  • Transfer to Other banks – *919*4*account number*amount#
  • Transfer to UBA Account – *919*3*account number*amount#
Zenith Bank: their easy banking code is *966#
  • Airtime Top-Up for Self/Others – *966*Amount*Mobile Number#
  • Block ATM Card – *966*60#
  • Check balance – *966*00#
  • Deactivate Account – *966*911#
  • Deactivate Mobile Banking Profile – *966*20*0#
  • Opening Account – *966*0#
  • Other Self Service – *966*60#
  • Pay bills (DSTv/PHCN) – *966*7*Amount*Customer ID#
  • Pay Zenith Billers – *966*6*Biller code*Amount#
  • Reset USSD Password/PIN – *966*60#
  • Transfer to Zenith Account/Other Banks – *966*Amount*Account Number#

In conclusion, USSD banking proves to be a straightforward and cost-effective method for managing your finances, eliminating the need for navigating through the complexities of traditional banking or involving intermediaries. With USSD codes, you have the convenience of conducting basic banking operations directly from your mobile phone, simplifying your financial transactions.

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